Trinity Financial Group

Financial Planning Services

Start with an idea. Make it happen with a plan.

What is in a financial plan?

A comprehensive financial plan is the backbone of any financial strategy. Simply put, it is a document that covers every aspect of your financial life, and provides a roadmap to get from where you our now to where you want to be. Financial plans often include:


  • Retirement income planning
  • Investment management
  • Tax minimization planning
  • Risk management
  • Estate planning


But what exactly is in the plan? The exact contents depend on your goals. After all, your goals drive the strategies we implement in the plan. While every plan is different, there are some common elements, such as:

Retirement Savings Assessment

How much have you saved for retirement? And how much farther do you need to go? It’s a complicated answer that depends on many factors, some of which are uncertain. 


We can’t predict the future, but we can use our sophisticated planning technology to analyze your savings and determine what strategies give you the highest likelihood of reaching your goals. 


We develop a savings strategy that puts you on the right path to retirement.


Cash Flow Analysis

Where does your money come from and how is it spent? These are important questions that aren’t as easy to answer as they seem. They’re even more important in retirement.


Your retirement income puzzle could be complicated, with money coming from a variety of sources. We project your future income and expenses based on your a wide range of variables. We then develop a strategy to help you reach your income goals and stay within your budget.

Social Security Analysis

Social Security is likely to play a big role in your retirement. When should you file? And what steps can you take to maximize your benefits? We have decades of experience with Social Security planning and can help you find the path that is right for you.

Investment Analysis

Finding the right mix of risk and reward can be a delicate balancing act. Your portfolio should be driven by your specific goals and risk tolerance. We analyze not only your portfolio, but your reactions to loss and volatility. The goal is to find the right mix of investments that offer return, but within a range of risk that is acceptable to you. Your investments should help you achieve your goals, not keep you up at night.

Tax Minimization Planning

Taxes don’t end just because you retire. In fact, taxes may be one of the largest expenses you face in retirement. We can’t eliminate taxes, but we can implement smart, forward-thinking strategies that help to minimize your tax exposure.

Healthcare and Long-Term Care Planning

Speaking of large expenses, healthcare and long-term care will also likely play a large role in your retirement. As we get older, we often face greater health challenges. Medicare covers some costs, but it doesn’t cover everything. We develop a plan to help you receive the care and treatment you desire while also protecting your assets and your legacy.

Risk Management

Very often, it’s unexpected costs that derail us on the path to our goals. We can’t predict the future, but we can prepare for it. We’ll develop and implement a plan that protects you and your loved ones from some of life’s greatest risks and challenges.


There could be other topics covered in your plan based on your specific goals. It all starts with a conversation. Let’s connect today and schedule a time to chat.

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